National Bank of Pakistan (NBP) Karachi Wing Head, Manager MIS & Other Jobs 2026

The National Bank of Pakistan (NBP) has announced exciting career opportunities for talented and experienced professionals in the area of Risk Management, based at Karachi. These positions are open to individuals who meet the specified eligibility criteria and offer a chance to contribute to one of the nation’s leading banks.

Job Overview

Available Vacancies

NBP is seeking applications for the following roles:

• Wing Head – Risk Review (VP / SVP)
• Wing Head – SME Risk (VP / SVP)
• Unit Head – MIS (AVP / VP)
• Manager Risk Review (AVP)
• Manager MIS (AVP)
• Assistant Manager – Policy Consumer Secured Finance (AVP)
• Assistant Manager – Policy Consumer Unsecured Finance (AVP)

Eligibility and Qualifications

General eligibility criteria for all positions include a minimum graduation or equivalent from a local or international university/college recognized by the HEC of Pakistan. Candidates holding a Master’s degree and/or other relevant certifications will be preferred. Specific experience and skill requirements vary by position:

01. Wing Head – Risk Review (VP / SVP)

Applicants for Wing Head – Risk Review must possess the following qualifications and experience:

• Education: Minimum Graduation or equivalent from a local or international university/college recognized by HEC. Master’s degree and/or relevant certification(s) preferred.
• Experience: Minimum 10 years of banking experience, with at least 07 years in Credit Risk Management, Credit Approvals, Credit Review, Commercial Banking, or SME Banking within a commercial bank. Hands-on experience in independent credit review, portfolio monitoring, delegated credit approval, regulatory compliance, and policy implementation is preferred.
• Skills: Strong knowledge of Commercial and SME credit risk assessment, thorough understanding of SBP Prudential Regulations and internal credit policies, knowledge of delegated credit approval framework and post approval review processes, strong analytical, investigative, and report writing skills, ability to identify policy deviations, emerging portfolio risks, and process weaknesses, leadership, stakeholder management, and decision making skills.

Responsibilities: The Wing Head – Risk Review will lead the independent review of SME and Commercial credit approvals. Duties include conducting post-approval reviews for compliance, identifying policy deviations, and recommending corrective actions. The role also involves submitting periodic Risk Review reports, recommending enhancements to credit policies, and ensuring timely closure of review observations.

02. Wing Head – SME Risk (VP / SVP)

Applicants for Wing Head – SME Risk must possess the following qualifications and experience:

• Education: Minimum Graduation or equivalent from a local or international university/college recognized by HEC. Master’s degree and/or relevant certification(s) preferred.
• Experience: Minimum 10 years of banking experience, with at least 07 years in Commercial and/or SME, either on the business or risk management side in a commercial bank.
• Skills: Leadership & people management, credit risk assessment skills for SME, knowledge of SBP’s Prudential Regulations, understanding of different types of collaterals, knowledge of SME product program, problem solving & decision making, ability to use knowledge of specific sectors and the broader economy to make a judgment about specific credits.

Responsibilities: This role involves exercising delegated credit approval authority for SME credit proposals, analyzing credit risk and obligor creditworthiness, and ensuring compliance with internal policies and SBP Prudential Regulations. Other duties include reviewing SME Product programs, assisting Head SME Risk with credit review, liaising with stakeholders, ensuring audit requirements are addressed, and monitoring credit portfolios for early warnings.

03. Unit Head – MIS (AVP / VP)

Applicants for Unit Head – MIS must possess the following qualifications and experience:

• Education: Minimum Graduation or equivalent from a local or international university/college recognized by HEC. Master’s degree and/or relevant certification(s) preferred.
• Experience: Minimum 06 years of banking experience, with at least 02 years in Business Intelligence, Data Analytics, Project Management, or MIS.
• Skills: Strong data interpretation, problem solving, and statistical analysis, accuracy in reporting and data handling, ability to maintain database reports at MS Access and Power BI, verbal and communication skills, excellent MS Office skills.

Responsibilities: The Unit Head – MIS will assist in developing, automating, and managing MIS dashboards for SME credit approvals, portfolio quality, and risk analytics. Duties include generating accurate management reports, performing portfolio analytics, enhancing MIS reporting using business intelligence tools, coordinating regulatory and audit reporting, and ensuring data integrity and timely availability of data.

04. Manager Risk Review (AVP)

Applicants for Manager Risk Review must possess the following qualifications and experience:

• Education: Minimum Graduation or equivalent from a local or international university/college recognized by HEC. Master’s degree and/or relevant certification(s) preferred.
• Experience: Minimum 06 years of banking experience, with at least 04 years in Credit Risk Management, Credit Approvals, Credit Review, Commercial Banking, or SME Banking within a commercial bank. Hands-on experience in independent credit review, portfolio monitoring, delegated credit approval, regulatory compliance, and policy implementation is preferred.
• Skills: Strong knowledge of Commercial and SME credit risk assessment, thorough understanding of SBP Prudential Regulations and internal credit policies, knowledge of delegated credit approval framework and post approval review processes, strong analytical, investigative, and report writing skills, proficiency in MS Office and MIS reporting tools.

Responsibilities: The Manager Risk Review conducts independent reviews of SME and Commercial credit approvals. Key tasks include performing risk-based post-approval reviews for compliance, identifying policy deviations, and recommending corrective actions. The role also involves submitting periodic Risk Review reports, suggesting enhancements to credit policies, and ensuring timely closure of review observations.

05. Manager MIS (AVP)

Applicants for Manager MIS must possess the following qualifications and experience:

• Education: Minimum Graduation or equivalent from a local or international university/college recognized by HEC. Master’s degree and/or relevant certification(s) preferred.
• Experience: Minimum 06 years of banking experience, with at least 03 years in Business Intelligence, Data Analytics, or Project Management.
• Skills: Strong data interpretation, problem solving, and statistical analysis, accuracy in reporting and data handling, ability to maintain database reports at MS Access and Power BI, verbal and communication skills.

Responsibilities: The Manager MIS assists the Unit Head MIS in developing, automating, and managing MIS dashboards for SME credit approvals, portfolio quality, and risk analytics. Duties include generating accurate management reports, performing portfolio analytics, enhancing MIS reporting using business intelligence tools, coordinating regulatory and audit reporting, and ensuring data integrity and timely availability of data.

06. Assistant Manager – Policy Consumer Secured Finance (AVP)

Applicants for Assistant Manager – Policy Consumer Secured Finance must possess the following qualifications and experience:

• Education: Minimum Graduation or equivalent from a local or international university/college recognized by HEC. Master’s degree and/or relevant certification(s) preferred.
• Experience: Minimum 06 years of banking experience, including at least 04 years in Secured Consumer Policy, Credit Risk, or Product Program based lending across Consumer, Agri & SBP schemes. Experience in Housing Finance, Auto Finance, or other secured lending products is an added advantage. Experience in a similar role within commercial banks is preferred.
• Skills: Sound knowledge of Secured Consumer and Retail policies, Agri & SME financing and SBP regulations, strong understanding of regulatory requirements and consumer & Agri. Lending market dynamics, goal oriented and results driven, with the ability to prioritize tasks and meet deadlines, proficient in MS Office, detail oriented, with sound business acumen.

Responsibilities: This role involves formulating, reviewing, and maintaining policies and product programs for secured Consumer & Agri. finance. Duties include setting target markets, risk acceptance criteria, exposure limits, and collateral norms. The Assistant Manager will also review and analyze policies, recommend changes, assess portfolio risk, and ensure effective credit policies and processes.

07. Assistant Manager – Policy Consumer Unsecured Finance (AVP)

Applicants for Assistant Manager – Policy Consumer Unsecured Finance must possess the following qualifications and experience:

• Education: Minimum Graduation or equivalent from a local or international university/college recognized by HEC. Master’s degree and/or relevant certification(s) preferred.
• Experience: Minimum 06 years of banking experience, including at least 04 years in Unsecured Consumer Policy, Credit Risk, or Product Program based lending across Consumer, Agri & SBP schemes. Experience in Housing Finance, Auto Finance, or other Unsecured lending products is an added advantage. Experience in a similar role within commercial banks is preferred.
• Skills: Sound knowledge of Unsecured Consumer and Retail policies, Agri & SME financing and SBP regulations, strong understanding of regulatory requirements and consumer & Agri. Lending market dynamics, goal oriented and results driven, with the ability to prioritize tasks and meet deadlines, proficient in MS Office, detail oriented, with sound business acumen.

Responsibilities: This role involves formulating, reviewing, and maintaining policies and product programs for unsecured Consumer & Agri. finance. Duties include setting target markets, risk acceptance criteria, exposure limits, and collateral norms. The Assistant Manager will also review and analyze policies, recommend changes, assess portfolio risk, and ensure effective credit policies and processes.

Important Note

Only shortlisted candidates who meet the basic eligibility criteria will be invited for panel interviews. Selected candidates will be offered compensation packages and other benefits as per Bank’s Policy/rules.

National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals, regardless of gender, religion, or disability.

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