Wing Head - Risk Review (VP / SVP)

The Wing Head - Risk Review will lead the independent review of SME and Commercial credit approvals. Duties include conducting post-approval reviews for compliance, identifying policy deviations, and recommending corrective actions. The role also involves submitting periodic Risk Review reports, recommending enhancements to credit policies, and ensuring timely closure of review observations. The incumbent will also perform any other assignment assigned by the supervisor.

Applicants for Wing Head - Risk Review must possess the following qualifications and experience:

• Education: Minimum Graduation or equivalent from a local or international university/college recognized by HEC. Master's degree and/or relevant certification(s) preferred.
• Experience: Minimum 10 years of banking experience, with at least 07 years in Credit Risk Management, Credit Approvals, Credit Review, Commercial Banking, or SME Banking within a commercial bank. Hands-on experience in independent credit review, portfolio monitoring, delegated credit approval, regulatory compliance, and policy implementation is preferred.
• Skills: Strong knowledge of Commercial and SME credit risk assessment, thorough understanding of SBP Prudential Regulations and internal credit policies, knowledge of delegated credit approval framework and post approval review processes, strong analytical, investigative, and report writing skills, ability to identify policy deviations, emerging portfolio risks, and process weaknesses, leadership, stakeholder management, and decision making skills.