Manager Risk Review (AVP)

The Manager Risk Review conducts independent reviews of SME and Commercial credit approvals. Key tasks include performing risk-based post-approval reviews for compliance, identifying policy deviations, and recommending corrective actions. The role also involves submitting periodic Risk Review reports, suggesting enhancements to credit policies, and ensuring timely closure of review observations. The incumbent will also perform any other assignment assigned by the supervisor.

Applicants for Manager Risk Review must possess the following qualifications and experience:

• Education: Minimum Graduation or equivalent from a local or international university/college recognized by HEC. Master's degree and/or relevant certification(s) preferred.
• Experience: Minimum 06 years of banking experience, with at least 04 years in Credit Risk Management, Credit Approvals, Credit Review, Commercial Banking, or SME Banking within a commercial bank. Hands-on experience in independent credit review, portfolio monitoring, delegated credit approval, regulatory compliance, and policy implementation is preferred.
• Skills: Strong knowledge of Commercial and SME credit risk assessment, thorough understanding of SBP Prudential Regulations and internal credit policies, knowledge of delegated credit approval framework and post approval review processes, strong analytical, investigative, and report writing skills, proficiency in MS Office and MIS reporting tools.