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What is the salary of BPS-15 in Pakistan in 2026? A new BPS-15 officer starts at Rs 28,730 basic pay and takes home about Rs 45,700 a month before house rent allowance, once conveyance, medical and ad-hoc allowances are added and GP Fund and a small income tax are deducted. A new entrant at this grade pays only about Rs 9 a month in income tax at Stage 0, because the annual salary of Rs 610,524 falls just above the Rs 600,000 threshold. This guide works out the full figure from the notified pay scale, allowance by allowance, so you can see exactly where the money comes from.
BPS-15 is the top non-gazetted grade: Assistant and Stenotypist are the common BPS-15 posts. It is the last step before the gazetted grades begin at BPS-16. Our pay scale chart 2026 guide has the full 22-grade table; this guide works out one grade in detail.
BPS-15 Salary at a Glance#
| What | Answer |
|---|---|
| Basic pay (Stage 0) | Rs 28,730 per month |
| Annual increment | Rs 2,380 |
| Maximum basic pay | Rs 100,130 (after 30 stages) |
| Gross before HRA (Stage 0) | Rs 50,877 per month |
| Net before HRA (Stage 0) | About Rs 45,700 per month |
| Gazetted | No, gazetted starts at BPS-16 |
The Basic Pay Scale for BPS-15 in Pakistan#
BPS-15 starts at Rs 28,730, rises by Rs 2,380 each year, and reaches Rs 100,130 at the top of the scale after 30 stages. The Finance Division notified these figures in O.M. No.F.1(2)IMP/2026 dated 21 July 2026, effective from 1 July 2026. The increment is added every year on 1 December, after at least six months’ service at a stage.
The 2026 scale replaced BPS-2022, in which BPS-15 started at Rs 23,920 with an increment of Rs 1,980 and a maximum of Rs 83,320. The revision merged the Ad-hoc Relief Allowances of 2022 (15%) and 2025 (10%) into basic pay. Employees already in service on 30 June 2026 were fixed in the new scale point-to-point, at the same stage they held in the old scale. A fresh 7% Ad-hoc Relief Allowance applies on the running basic pay: Rs 2,011 at Stage 0.
Your basic pay grows with service. After 5 increments a BPS-15 officer is on Rs 40,630 basic pay (28,730 + 5 x 2,380), with a 7% allowance of Rs 2,844 on top. At the maximum, the increment is still allowed beyond the scale as personal pay. The BPS-16 salary guide works out the same arithmetic for the grade above, where the figures are higher and the grade becomes gazetted.
Allowances: What Is Added to Basic Pay#
Conveyance allowance is Rs 4,284 a month for BPS-15. It was Rs 2,856 and rose by 50% from 1 July 2026. It is fully taxable. There is no official vehicle at this grade.
Medical allowance is Rs 1,500 a month for BPS-1 to BPS-16. From BPS-17 upward, officers generally get medical reimbursement instead of the fixed allowance, so Rs 1,500 is the figure for BPS-15. Grade-wise medical tables that list higher figures conflict with real pay slips.
Ad-hoc Relief Allowances 2023 and 2024 are still paid, frozen on the 2022 base. The rates are:
- ARA-2023: 35% of the basic pay as on 30 June 2022, Rs 8,372 a month at the 2022 minimum of Rs 23,920.
- ARA-2024: 25% of the same base, Rs 5,980 a month.
Neither allowance was merged into the new scale: they stay frozen at their 30 June 2026 level.
Disparity Reduction Allowance 2026 is 15% of the basic pay as on 30 June 2022, for existing recipients only. At the 2022 minimum that is Rs 3,588 a month. A new entrant does not get DRA-2026, so it is not in the worked example below.
House rent allowance is frozen at its 30 June 2026 level and is not recalculated on the new basic pay. The rate depends on your city category: 45% in big cities such as Islamabad, Lahore, Karachi, Peshawar, Quetta, Rawalpindi, Multan, Hyderabad and Faisalabad, and 30% elsewhere, on the old scale. Because it is frozen and varies by posting, this guide does not add a single HRA figure: check your own pay slip. The Finance Division publishes the federal notifications.
Worked Example: A New BPS-15 Officer in Pakistan#
A new entrant at Stage 0, before house rent allowance, grosses Rs 50,877 a month. Basic pay Rs 28,730, conveyance Rs 4,284, medical Rs 1,500, ARA-2023 Rs 8,372, ARA-2024 Rs 5,980, ARA-2026 Rs 2,011. DRA-2026 is not included: it is for existing recipients only.
The only deduction that matters at this stage is GP Fund. GP Fund is 8% of the mean of the scale for BS-12 to BS-22: the BPS-15 mean is Rs 64,430, so the deduction is Rs 5,154 a month. Income tax is about Rs 9 a month: the annual salary of Rs 610,524 falls just above the Rs 600,000 threshold, so 1% of Rs 10,524 is Rs 105 a year. A benevolent fund deduction also applies and is small.
Net pay before HRA is about Rs 45,700 a month. That is 50,877 minus 5,154 GP Fund minus 9 income tax, which is Rs 45,714. House rent allowance is extra, on top of this, and varies by city. Two officers on the same BPS-15 can take home different amounts because their HRA and their stage differ. Income tax is small at Stage 0 but grows as basic pay rises.
BPS-15 Compared With the Grades Around It#
BPS-14 starts at Rs 27,060 with an increment of Rs 2,090 and a maximum of Rs 89,760. A BPS-15 officer starts only Rs 1,670 a month higher in basic pay, and the increment is only Rs 290 larger. The two grades sit close together, which is why promotion from BPS-14 to BPS-15 is often a small pay step but a real status step.
BPS-16 starts at Rs 33,720 with an increment of Rs 2,720 and a maximum of Rs 115,320. That is the first gazetted grade. A BPS-15 officer at the very top of the scale (Rs 100,130) earns less basic pay than a fresh BPS-16 officer earns at the bottom, and the BPS-16 officer can also attest documents, which a BPS-15 officer cannot.
BPS-15 is the highest non-gazetted grade. Gazetted means the appointment is published in the Gazette of Pakistan and the officer can attest documents, and that starts at BPS-16. BPS-15 posts are senior assistant posts: Assistant, Stenotypist. The step to BPS-16 is the step into the officer cadre.
Frequently Asked Questions#
What is the basic pay of BPS-15 in 2026?
Rs 28,730 a month at Stage 0, rising by Rs 2,380 each year to a maximum of Rs 100,130 after 30 stages, under the Revised Basic Pay Scales 2026 notified by the Finance Division on 21 July 2026, effective from 1 July 2026.
What is the total salary of a BPS-15 officer?
A new entrant grosses Rs 50,877 a month before house rent allowance: basic pay Rs 28,730, conveyance Rs 4,284, medical Rs 1,500, ARA-2023 Rs 8,372, ARA-2024 Rs 5,980 and ARA-2026 Rs 2,011. After GP Fund of Rs 5,154 and income tax of about Rs 9 a month, net pay is about Rs 45,700 a month before HRA. House rent allowance is extra and varies by city.
Is BPS-15 a gazetted post?
No. Gazetted officers start at BPS-16. BPS-15 is the highest non-gazetted grade: the appointment is not published in the Gazette of Pakistan and the officer cannot attest documents as a gazetted officer.
What is the house rent allowance for BPS-15?
It is frozen at the level admissible on 30 June 2026 and is not recalculated on the new basic pay. The rate depends on your city category: 45% in big cities such as Islamabad, Lahore and Karachi, and 30% elsewhere, on the old scale. Check your own pay slip for the exact figure.
How much is the annual increment for BPS-15?
Rs 2,380 a year, added every year on 1 December after at least six months’ service at a stage. After 5 increments the basic pay is Rs 40,630; after 30 increments it reaches the maximum of Rs 100,130.
