National Bank of Pakistan Relationship Manager SME Jobs 2026

National Bank of Pakistan (NBP) Relationship Manager-SME Jobs

National Bank of Pakistan (NBP), known as “The Nation’s Bank,” is actively seeking highly motivated, confident, and career-oriented individuals for the position of Relationship Manager-SME (OG II). This role is crucial for the bank’s strategy in inclusive development and aims to support the financial well-being of the nation through its extensive network.

Candidates interested in joining one of Pakistan’s leading and largest banks can explore this opportunity to contribute to socioeconomic growth and help transform the institution into a future-fit, agile, and sustainable bank.

Job Overview

}

Eligibility Criteria

Education / Qualification

• Minimum Graduation or an equivalent degree from a local or International University/College/Institute recognized by the HEC of Pakistan.
• Candidates holding a Master’s degree in business and/or other professional certifications such as AIBP, JAIBP will be given preference.

Age

• Applicants must be a maximum of 28 years old as of the last date of application submission.

Experience

• A minimum of 01 year of banking experience in Assets Sales and/or Relationship Management is required.

Outline of Main Duties and Responsibilities

The Relationship Manager-SME will be responsible for a range of duties, including but not limited to:

• Identifying and acquiring new SME clients to expand the Bank’s SME lending portfolio.
• Developing and executing client acquisition strategies in line with organizational goals.
• Promoting the Bank’s financing products, including working capital, trade finance, and term loans.
• Managing and enhancing existing client relationships to ensure portfolio retention and growth.
• Regularly reviewing the financial health and performance of clients to identify potential risks and opportunities.
• Conducting periodic client visits and providing updates on portfolio performance.
• Analyzing financial statements and business models of SME clients to assess creditworthiness.
• Structuring and recommending appropriate financing solutions tailored to client needs.
• Preparing comprehensive credit proposals in compliance with internal policies and regulatory guidelines.
• Ensuring credit facilities are approved within the Bank’s risk appetite.
• Monitoring accounts for early warning signals and taking proactive measures to mitigate risks.
• Maintaining compliance with the Bank’s policies, procedures, and regulatory requirements.
• Collaborating with internal stakeholders to provide seamless client service.
• Achieving financial and non-financial targets, including revenue, portfolio growth, and client satisfaction.
• Contributing to the Bank’s overall strategy by meeting Key Performance Indicators (KPIs).
• Performing any other assignments as directed by the supervisor(s).

Other Knowledge and Competencies

Successful candidates should possess the following skills and competencies:

• Ability to manage multiple tasks, prioritize work effectively, and meet assigned targets.
• Basic understanding of banking products and services, with exposure to Commercial and SME Banking.
• Good geographical knowledge of the assigned area and surrounding business area.
• Sound knowledge of SBP Prudential Regulations and regulatory requirements related to Commercial & SME lending.
• Strong interpersonal, communication, and customer relationship management skills.
• Strong sales orientation, with the ability to identify business opportunities and achieve assigned targets.
• Strong understanding of Credit Lending, SME Financing, and Trade Finance.
• Proficiency in Microsoft Office, including Microsoft Word, Microsoft PowerPoint, and Microsoft Excel.

Place of Posting

The positions are available in various cities across Pakistan, including:

• Abbottabad
• Bahawalpur
• Dera Ghazi Khan
• Faisalabad
• Gujranwala
• Gujrat
• Gwadar
• Hyderabad
• Islamabad
• Jhang
• Jhelum
• Karachi
• Lahore
• Larkana
• Mansehra
• Mardan
• Mianwali
• Mirpur A.K.
• Mirpurkhas
• Multan
• Muzaffarabad A.K.
• Peshawar
• Rawalakot
• Sahiwal
• Sargodha
• Sheikhupura
• Sibi
• Sukkur
• Vehari