ZTBL August Jobs 2026, Multiple Vacancies of Head Operational Offices

Zarai Taraqiati Bank Limited (ZTBL), a ‘AAA’ rated specialized financial institution, has announced exciting ZTBL Jobs 2026. The bank is seeking energetic and challenge-oriented professionals for various roles, including Head Operational Risk Unit, Manager IFRS-9 & Risk Analytics, Environment Risk Officer, and Market & Liquidity Risk Analyst. These positions offer a chance to contribute to a dynamic environment, with applications accepted online until August 30, 2026.

Candidates with a minimum Bachelor’s degree from an HEC recognized institution and relevant experience in banking or financial institutions are encouraged to apply. ZTBL is an equal opportunity employer, promoting diversity and inclusion.

Job Overview

Available Vacancies

Post-Wise Details and Eligibility

1. Head Operational Risk Unit (VP-I / VP)

Experience:

• Minimum 10 Years’ experience in Bank/Financial Institutions.
• Candidate having minimum two years’ relevant experience at Senior managerial level in Operational risk management.

Qualification:

• Minimum Bachelor degree from HEC recognized Institute/University (National/International).

Other Skills / Expertise / Knowledge Required:

• Exceptional leadership and team-building skills.
• Well conversant with SBP Prudential Regulations & Guidelines.
• Knowledge of banking products, policies and procedures.
• Excellent verbal and written communication skills.
• Proficiency in MS Office & databases.
• Sound knowledge of Islamic banking.

Job Responsibilities:

• Lead and manage the Operational Risk Unit in identifying, assessing, monitoring, and mitigating operational risks across the bank and strengthen risk culture through training and awareness programs.
• Implement Operational Risk Management Framework (ORMF) across the Bank.
• Design & Oversee Risk & Control Self-Assessments (RCSA), Key Risk indicators (KRI’S) and maintain bank wide risk registers and conduct scenario analysis.
• Supervised bank wide accurate recording and reporting of Loss Data, root cause analysis, and risk mitigation initiatives.
• Support business units in embedding risk awareness and ensuring effective implementation of operational risk controls.
• Develop internal stress-testing scenarios in area of Operational risks and Climate Risks.
• Monitor bank wide tolerance and appetite levels in Operational Risk.
• Prepare agenda items, dashboards for reports to senior management/risk committees covering model risk exposures, operational loss trends, and control effectiveness.
• Liaison up with internal and external auditors and regulators on model operational risks.
• Ensure compliance Operational risk regulations with reference to SBP and Basel II/III guidelines.
• Assess and Review operational risk implications of new products, processes, and systems prior to launch.
• Review operational and concentration risk associated with outsourcing arrangements, in line with SBP’s Outsourcing Risk Management guidelines.
• Any Other task assigned by the management.

2. Manager IFRS-9 & Risk Analytics (AVP-I / AVP)

Experience:

• Minimum 8 years’ experience in Bank / Financial Institutions.
• Candidate having minimum one-year relevant experience in implementation and reporting of IFRS-9.

Qualification:

• Minimum Bachelor degree from HEC recognized Institute/University (National/International), however in case of professional qualification like CA, ICMA (partly qualified) will also be eligible.

Job Responsibilities:

• Managing & implementing the ongoing quarterly production of IFRS 9 expected credit losses using ZTBLs Model, whilst providing insight and analytics.
• Developing additional IFRS 9 ECL models and/or PD/LGD scorecards should the Bank widen its product offerings.
• Enhancing IFRS 9 model monitoring and management information packs to allow Bank’s senior management to understand new and potentially even more complex products and investments in the future.
• Provide the lead in setting out and cascading IFRS 9 standards and requirements to the Bank’s due diligence teams and processes to ensure that new delivery partners will provide the necessary data and model output for IFRS 9.
• Work with ZTBL’s finance team to ensure the relevant journal balance movements reconciliations, MI reports and the Bank’s annual report and accounts entries are produced in line with IFRS 9 and the Bank’s financial reporting timelines.
• Monitoring of ongoing model inputs, assumptions and data for successful model output. Work as a team in development of new models and back testing of the existing models.
• Providing and presenting advanced analytical insights to the business teams and Senior Stakeholder, in addition to explaining new technical concepts when necessary and ensuring that IFRS 9 standards and requirements are cascaded and met across the organization.
• Any other task assigned by the management.

3. Environment Risk Officer (OG-II)

Experience:

• Minimum 03 Years’ experience in Bank/Financial Institutions or any reputable organization with one-year relevant experience.

Qualification:

• Minimum Bachelor degree from HEC recognized Institute/University (National/International).

Job Responsibilities:

• Formulating and development of environment & social risk management procedures to identify and assess environmental risks.
• Work on the Environmental & Social Risk Management Framework as per SBP guidelines.
• Ensure compliance with audit and inspection reports/observations.
• Focal person representing Risk Management for coordination on matters regarding Green-banking guidelines of SBP.
• To provide input on environmental risks management for new products and services where required and periodic reporting.
• Working and updating ZTBL Environmental Risk Management procedure according to the Green banking guidelines of SBP.
• Assist in development of required reporting.
• Any other task assigned by the management.

4. Market & Liquidity Risk Analyst (OG-II)

Experience:

• Minimum 03 Years’ experience in Bank/Financial Institutions.
• Including one-year experience in Market Risk and Liquidity Risk Management.

Qualification:

• Minimum Bachelor degree from HEC recognized Institute/University (National/International).

Job Responsibilities:

• Preparation of Market and Liquidity Risk Dashboard for the bank.
• Preparation of Basel Reports Stress testing, CAR, LCR, NSFR, etc.
• Preparation of ALCO Packs for deliberation in ALCO meetings.
• Review & Analysis of treasury Portfolio, Policy & Product periodic basis.
• Preparation of periodical Risk Reports VAR, Sensitivity, Duration, MTM etc.
• Monitoring treasury activities to reduce Market & Liquidity Risk.
• Any other task assigned by the management.

Eligibility/Ineligibility Criteria

• Maximum age limit for VP/VP-I is 50-years, AVP-I/AVP is 45-years, and OG-II is 35-years as on closing date to apply.
• Market competitive remuneration will be offered.
• ZTBL is an equal opportunity employer; females and PWDs are encouraged to apply.
• Only short-listed candidates will be called for interview. No TA/DA shall be admissible for interviews.
• The Bank reserves the right to accept or reject any application(s) without assigning any reason(s) thereof.
• Applicant dismissed, removed or terminated by previous employer(s) on disciplinary grounds is not eligible to apply.
• Applicant convicted by any court of law is not eligible to apply.

Last Date to Apply

The last date to apply for these Semi Government jobs at ZTBL is August 30, 2026.

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